Benenden Health Cash Plan

Payment towards everyday healthcare expenses

Benenden Health Cash Plan provides reimbursements towards dental, optical and other treatments.

In addition to the basic cover provided in an employer paid healthcare plan, corporate scheme members aged 16-65 (inclusive) are eligible to complement the services they enjoy through their Benenden Healthcare Corporate Scheme by joining the Benenden Health Cash Plan, and paying via Direct Debit. This can be purchased at no cost to the employer. A single monthly payment covers the member, their spouse or partner and any dependent children under the age of 18.

The Cash Plan product is provided through the Friendly Healthcare Organisation Limited (FHOL), which is a subsidiary of the Benenden Healthcare Society. FHOL is an Appointed Representative of HSF health plan Limited, which is the insurer of the Cash Plan.

There are three benefit levels to choose from:

Benefit	Value	Classic	Advantage
Dental and optical costs in any 12 consecutive months between everyone registered on your membership Qualifying Period - 3 months (Eye laser treatment - 12 months)	50% reimbursement up to £105	50% reimbursement up to £230	100% reimbursement up to £400
Physiotherapy, osteopathy, acupuncture, homoeopathy, chiropody/podiatry and chiropractic costs in any 12 consecutive months between everyone registered on your membership Qualifying Period - 3 months	50% reimbursement up to £170	50% reimbursement up to £345	100% reimbursement up to £600
Hospital in-patient grant per night up to 40 nights, per claimant, in any 12 consecutive months Qualifying Period - 3 months*	£20 Partner and dependent child - £10	£50 Partner and dependent child - £25	£75 Partner and dependent child - £75
Recuperation grant per claimant. Full benefit also paid for partner Qualifying Period - 3 months	£50 after 7 nights Dependent child - £25 £75 after 15 nights Dependent child - £37.50	£100 after 7 nights Dependent child - £50 £150 after 15 nights Dependent child - £75	£150 after 7 nights Dependent child - £100 £225 after 15 nights Dependent child - £150
Day case admission grant per day up to 8 days, per claimant, in any 12 consecutive months Qualifying Period - 3 months	£20 Partner and dependent child - £10	£50 Partner and dependent child - £25	£75 Partner and dependent child - £75
Birth/adoption grant Qualifying Period - 10 months	£150 per child	£300 per child	£600 per child
Also included in membership: 24 hours GP Telephone Consultation Service; Telephone Counselling Service and Online Health Information
Cost	£1.95 a week £8.45 a month	£3.90 a week £16.90 a month	£7.20 a week £31.20 a month

* If hospitalisation is as a result of an accident and is immediately after, there is no qualifying period.

Please contact your Corporate Account Manager for more information or visit the Benenden Health Cash Plan website.

Benenden Health Cash Plan

Payment towards everyday healthcare expenses

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