Hospital In-Patient Grant
|
Level 1
|
Level 2
|
Level 3
|
Level 4
|
|
COST
(per month)
|
Single
£7.50
|
Family
£14.00
|
Single
£12.50
|
Family
£24.00
|
Single
£17.50
|
Family
£34.00
|
Single
£25.00
|
Family
£49.00
|
|
Hospital in-patient Benefit per night
|
N/A
|
N/A
|
N/A
|
N/A
|
£25
to a max of £400 per year
|
£25*
to a max of £875 per year
|
£40
to a max of £640 per year
|
£40*
to a max of £1400 per year
|
*For family plans benefits reflect the maximum benefit level to be shared amongst all family members, they are not a benefit per individual
What we cover
This benefit is only available on Levels 3 and 4.
The Hospital Grant can be claimed when you occupy a bed for at least one night during the course of treatment, examination or observation.
You are able to claim up to the maximum number of nights shown above stated over a 12 month period.
Please note, the maximum nights for chronic cases or elderly care shall be 30 per adult, over the whole of the lifetime of the plan, though non-related conditions may be claimed for.
There is no qualifying period, so you can claim for any treatment you have received after the plan start date. Your benefit year is 12 months and starts on the date your policy commences.
What's not covered
- Pre-existing conditions
- The first night of each claim
- Cosmetic treatments
- Psychiatric care, drug abuse or self inflicted injuries
- Permanent stay patients
- Respite care
- Leave periods during treatment
- Accommodation arranged wholly or partly for domestic reasons, including periods of hospitalisation in a re-habilitation or respite ward or unit.
Hospital Day Surgery
|
Level 1
|
Level 2
|
Level 3
|
Level 4
|
|
COST
(per month)
|
Single
£7.50
|
Family
£14.00
|
Single
£12.50
|
Family
£24.00
|
Single
£17.50
|
Family
£34.00
|
Single
£25.00
|
Family
£49.00
|
|
Hospital day-surgery Benefit per day
|
N/A
|
N/A
|
N/A
|
N/A
|
£25
to a max of £200 per year
|
£25*
to a max of £500 per year
|
£40
to a max of £320 per year
|
£40*
to a max of £800 per year
|
*For family plans benefits reflect the maximum benefit level to be shared amongst all family members, they are not a benefit per individual
What we cover
This benefit is only available on Levels 3 and 4.
You are able to claim for each day in hospital for a surgical procedure, up to the maximums stated over a 12 month period. Included is admission for a day in a ward or unit for treatment, diagnosis or investigations.
There is no qualifying period, so you can claim for any treatment you have received after the plan start date. Your benefit year is 12 months and starts on the date your policy commences.
What's not covered
- Pre-existing conditions
- The period immediately before or after an overnight stay
- Outpatient attendance at a hospital
- GP Medical Practice
- Attendance at an Accident & Emergency unit or if the plan holder is in receipt of Maternity, Psychiatric, and Elderly, Hospice or Respite Care or attendance.
