Hospital In-Patient Grant
|
|
Level 1
|
Level 2
|
Level 3
|
|
COST
(per month)
|
Single
£10.00
|
Joint
£19.50
|
Single
£20.00
|
Joint
£39.50
|
Single
£30.00
|
Joint
£59.50
|
|
Hospital in- patient
Benefit per night
|
N/A
|
N/A
|
£10
to a max of £100 per year
|
£10*
to a max of £100 per year
|
£20
to a max of £200 per year
|
£20*
to a max of £200 per year
|
*For Joint plans, benefit amounts shown are per person.
What we cover
This benefit is only available on Levels 2 and 3.
The Hospital Grant can be claimed when you occupy a bed for at least one night during the course of treatment, examination or observation.
You are able to claim up to the maximum number of nights shown above stated over a 12 month period.
Please note, the maximum nights for chronic cases or elderly care shall be 30 per adult, over the whole of the lifetime of the plan, though non-related conditions may be claimed for.
There is no qualifying period, so you can claim for any treatment you have received after the plan start date. Your benefit year is 12 months and starts on the date your policy commences.
What's not covered
-
Pre-exitsing conditions
-
Cosmetic treatments
-
Psychiatric care or drug abuse
-
Self inflicted injuries
-
Permanent stay patients
-
Respite care
-
Leave periods during treatment
-
Accommodation arranged wholly or partly for domestic reasons, including periods of hospitalisation in a rehabilitation or respite ward or unit.
Hospital Day Surgery Grant
|
|
Level 1
|
Level 2
|
Level 3
|
|
COST
(per month)
|
Single
£10.00
|
Joint
£19.50
|
Single
£20.00
|
Joint
£39.50
|
Single
£30.00
|
Joint
£59.50
|
|
Hospital day- surgery
Benefit per day
|
N/A
|
N/A
|
£10
to a max of £100 per year
|
£10*
to a max of £100 per year
|
£20
to a max of £200 per year
|
£20*
to a max of £200 per year
|
*For Joint plans, benefit amounts shown are per person.
What we cover
This benefit is only available on Levels 2 and 3.
You are able to claim for each day in hospital for a surgical procedure, up to the maximums stated over a 12 month period. Included is admission for a day in a ward or unit for treatment, diagnosis or investigations.
There is no qualifying period, so you can claim for any treatment you have received after the plan start date. Your benefit year is 12 months and starts on the date your policy commences.
What's not covered
- Pre-existing conditions
- The period immediately before or after an over night stay,
- Outpatient attendance at a hospital or GP Medical Practice,
- If the plan holder is in receipt of Psychiatric and Elderly, Hospice or Respite Care
- Attendance at an Accident & Emergency unit
