A choice of three plans
With the Benenden Health Cash Plan there are three plans to choose from
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Value plan - £1.95 per week
-
Classic plan - £3.90 per week
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Advantage plan - £7.20 per week
An increase in your contribution will bring you more benefits, so you need to think carefully about your circumstances to decide which level is right for you. The benefits calculator can help you calculate which range of cover is appropriate for your needs.
Value plan
£1.95 a week - £8.45 a month
The Value Plan is our most affordable benefit level and it may be right for you if you expect your health costs to be quite low over the next 12 months, or if you don't have a family.
Your weekly contribution covers you, your spouse or partner and any dependent children up to the age of 18.
If your circumstances change, or you feel your health needs may increase, you can upgrade to another level at any time before the age of 70. Please be aware that existing medical conditions will not be covered when you upgrade.
| Benefit |
Value |
Dental and optical costs
in any 12 consecutive months* between everyone registered on your membership Qualifying Period – 3 months
(Eye laser treatment – 12 months) |
50% reimbursement up to £105 |
Physiotherapy, osteopathy, acupuncture, homoeopathy, chiropody/podiatry and chiropractic costs
in any 12 consecutive months* between everyone registered on your membership
Qualifying Period – 3 months |
50% reimbursement up to £170 |
Hospital in-patient grant
per night up to 40 nights, per claimant, in any 12 consecutive months*
Qualifying Period – 3 months** |
£20 Partner and dependent child – £10 |
Recuperation grant
per claimant. Full benefit also paid for partner
Qualifying Period – 3 months |
£50 after 7 nights Dependent child – £25 £75 after 15 nights Dependent child – £37.50 |
Day case admission grant
per day up to 8 days, per claimant, in any 12 consecutive months*
Qualifying Period – 3 months |
£20 Partner and dependent child – £10 |
Birth/adoption grant
Qualifying Period – 10 months |
£150 per child |
| Cost |
£1.95 a week
£8.45 a month |
Apply today
Also included in membership: 24 hour GP Telephone Consultation Service; Telephone Counselling Service and Online Health Information.
Remember, one contribution rate covers yourself, your spouse or partner and any dependent children under the age of 18. Full policy conditions are available on request - call 0845 052 5736 or visit our FAQs
for more information.
* Please review our policy summary terms and conditions (pdf) to see how the 12 consecutive month claim period works.
** If hospitalisation is as result of an accident and is immediately after, there is no qualifying period.
For further information, please review the
changing your membership level webpage.
Classic plan
£3.90 a week - £16.90 a month
The Classic Plan is our medium benefit level, and may be right for you if you expect your health costs to be moderately low over the next 12 months. Depending on circumstances, Classic may suit single people, couples or families.
Your weekly contribution covers you, your spouse or partner and any dependent children up to the age of 18.
If your circumstances change, or you feel your health needs may increase, you can change to another level at any time before the age of 70. Please be aware that existing medical conditions will not be covered when you upgrade
.
| Benefit |
Classic |
Dental and optical costs
in any 12 consecutive months* between everyone registered on your membership
Qualifying Period – 3 months (Eye laser treatment – 12 months) |
50% reimbursement up to £230 |
Physiotherapy, osteopathy, acupuncture, homoeopathy, chiropody/podiatry and chiropractic costs
in any 12 consecutive months* between everyone registered on your membership
Qualifying Period – 3 months |
50% reimbursement up to £345 |
Hospital in-patient grant
per night up to 40 nights, per claimant, in any 12 consecutive months*
Qualifying Period – 3 months** |
£50 Partner and dependent child – £25 |
Recuperation grant
per claimant. Full benefit also paid for partner
Qualifying Period – 3 months |
£100 after 7 nights Dependent child - £50 £150 after 15 nights Dependent child - £75 |
Day case admission grant
per day up to 8 days, per claimant, in any 12 consecutive months*
Qualifying Period – 3 months |
£50 Partner and dependent child - £25 |
Birth/adoption grant
Qualifying Period – 10 months |
£300 per child |
| Cost |
£3.90 a week
£16.90 a month |
Apply today
Also included in membership: 24 hour GP Telephone Consultation Service; Telephone Counselling Service and Online Health Information.
Remember, one contribution rate covers yourself, your spouse or partner and any dependent children under the age of 18. Full policy conditions are available on request - call 0845 052 5736 or visit our FAQs for more information.
* Please review our policy summary terms and conditions (pdf) to see how the 12 consecutive month claim period works.
** If hospitalisation is as result of an accident and is immediately after, there is no qualifying period.
For further information, please review the changing your membership level webpage.
Advantage plan
£7.20 a week - £31.90 a month
The Advantage Plan is our highest benefit level because it gives you 100% reimbursement of your costs (up to the benefit maximum). You also get more generous grants across the full range of treatments. Advantage is popular with people who expect higher healthcare costs, or those who want to take as much uncertainty as possible out of day-to-day health expenses.
Your weekly contribution covers you, your spouse or partner and any dependent children up to the age of 18.
If your circumstances change, you can change to another level at any time before the age of 70. Please be aware that existing medical conditions will not be covered when you upgrade.
| Benefit |
Advantage |
Dental and optical costs
in any 12 consecutive months* between everyone registered on your membership
Qualifying Period – 3 months (Eye laser treatment – 12 months) |
100% reimbursement up to £400 |
Physiotherapy, osteopathy, acupuncture, homoeopathy, chiropody/podiatry and chiropractic costs
in any 12 consecutive months* between everyone registered on your membership
Qualifying Period – 3 months |
100% reimbursement up to £600 |
Hospital in-patient grant
per night up to 40 nights, per claimant, in any 12 consecutive months*
Qualifying Period – 3 months** |
£75 Partner and dependent child - £75 |
Recuperation grant
per claimant. Full benefit also paid for partner
Qualifying Period – 3 months |
£150 after 7 nights Dependent child - £100 £225 after 15 nights Dependent child - £150 |
Day case admission grant
per day up to 8 days, per claimant, in any 12 consecutive months*
Qualifying Period – 3 months |
£75 Partner and dependent child - £75 |
Birth/adoption grant
Qualifying Period – 10 months |
£600 per child |
| Cost |
£7.20 a week
£31.20 a month |
Apply today
Also included in membership: 24 hour GP Telephone Consultation Service; Telephone Counselling Service and Online Health Information.
Remember, one contribution rate covers yourself, your spouse or partner and any dependent children under the age of 18. Full policy conditions are available on request - call 0845 052 5736 or visit our FAQs for more information.
* Please review our policy summary terms and conditions (pdf) to see how the 12 consecutive month claim period works.
** If hospitalisation is as result of an accident and is immediately after, there is no qualifying period.
For further information, please review the changing your membership level webpage.