Why do people purchase personal healthcare?
Key life stages, such as the birth of children, often prompts people to consider the healthcare needs of the family, more often than not seeking family healthcare insurance products to protect the ones we love.
There are lots of products on the market that can help with preventative and responsive medical treatments and healthcare, and many of them also offer advisory services to help you keep you and your family’s health on track.
Benenden Healthcare's guide to PMI (Private Medical Insurance)
UK Private Medical Insurance (PMI) effectively provides a full-service alternative to the NHS (usually with the exception of GP services) so that, if you are ill or have a problem, the check-ups and treatments are all automatically paid for. Most people buy this type of insurance to gain the reassurance of knowing that treatment will be available promptly, if they become ill or get injured.
As a private patient you can often choose when treatment will take place, which specialist treats you and the hospital you attend. You will usually have the privacy of an en-suite room, complete with TV and other home comforts.
Exclusions in private medical insurance policies
You should note that some illnesses and treatments will not be covered by private medical insurance. Exclusions will be placed on your policy, reflecting on your medical history and age. It is also important to remember that PMI is not designed to replace all the services offered by the NHS. Some, such as accident and emergency, are beyond the scope of most private hospitals.
The costs of private healthcare
Insurance costs and products vary according to the UK healthcare insurance company you choose and the healthcare plan that you require. Specialist insurance companies provide access to healthcare insurance products for women and family healthcare plans. In addition, you may be able to access cheaper health insurance through your employer's corporate healthcare scheme.
Benenden Healthcare is an affordable alternative to private medical insurance
We know you don't compromise when it comes to protecting those you love - which is why Benenden Healthcare offers first class affordable personal healthcare. We're committed to providing discretionary healthcare at a cost that's accessible to many. We don't compromise your wallet, your health, service quality or the healthcare services we provide. You can join Benenden Healthcare online.
