Why purchase a health cash plan?
Every now and then we all need a helping hand with our health and wellbeing. As we choose to rely less on drugs and surgery to manage our medical conditions, we seek healthcare providers that can help us manage our health and wellbeing holistically.
How to choose the right cash plan for you and your family
With so many products on the market, how do you know which is the right healthcare product for you and your family?
Healthcare cash plans are very different to Private Medical Insurance (PMI) and include dental, optical and alternative therapies too. A cash plan is a low-cost health plan that pays cash sums towards the cost of a wide range of treatments. Lump sums are often paid out once the policy holder has:
Cash plans are geared towards the day-to-day health expenses we all have to meet and can be cheaper than traditional medical insurance products.
They encourage you to seek and receive early medical investigation and treatment. Helplines and health screening are increasingly common inclusions. Some also offer discounts at selected health clubs. Some offer more specialised benefits which may be tailored towards your particular needs such as benefits for illness at home, aftercare and home help.
The difference between cash plans and private medical insurance
The key difference between cash plans and private medical insurance is that PMI pays for treatment and operations performed privately, but health cash plans complement NHS or private treatment by paying for everyday health treatments. Some people choose cash plans when they would not consider private medical insurance. Some have both.
Health cash plans were once just Hospital Cash Plans, but they have evolved to offer a wider variety of healthcare benefits. It is important to dovetail your health cash and private medical insurances.
The Benenden Healthcare Cash Plan
Join the Benenden Health Cash Plan and you could claim back costs for dental treatment, optical expenses, complementary therapies plus much more.
The Benenden Health Cash Plan is available exclusively to Benenden Healthcare Society members aged 17-65 years (inclusive) and provides cash back for a range of everyday healthcare treatments
You can Join the Benenden Cash Plan online.
